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Our management, investors, and advisors have been chosen based on their cross-discipline knowledge. As an example, the founder of the company (John Jackson) took over a year to become a commercial programmer and learn research techniques. This example demonstrates how we reduce an incredible amount of overhead as we can take the business case and then prototype the code before sending it off to a less specialized developer.
John Jackson President & CEO
John is the founder of Lending Cycle, Inc. and the designer of the base methodologies for our Cycle Products. He wrote the original source code for the LendingCycle product. John has strong experience in the banking and financial sectors and was a former Executive Vice President of First Bank in Louisville, Kentucky. He has also been the CEO of a producer of 3D imaging software (Spid3r Technologies). During John's tenure, they produced products that were distributed through Best Buy and other national outlets. Before these pursuits, John managed the diligence for mergers and acquisitions at Financial Alliance, Payment Alliance International (a Brink's company), and publicly traded National Processing (NPC). He has also been a senior executive at the business intelligence firm Confluent, founder of the electronics manufacturing and assembly company XBit, and he has written about efficiencies in financial systems.
Bruce Schratz: EVP Strategic Partnerships
Bruce is the former President and co-founder of Payment Transaction Solutions (PTS), which provided electronic payment processing services predominantly to banks (PTS was sold to Payment Alliance International). While growing PTS, he held several industry roles including a Director position of the Electronic Transaction Association (ETA) for four years and Chairman of Verifone's ISO Advisory Council. Prior to starting PTS, Schratz was a Senior Vice President of First Tennessee Bank in Memphis, TN. While at First Tennessee, he was responsible for creating and maintaining correspondent relationships with over 250 financial institutions for payment products and services. He also managed a staff of over 100 sales and customer support roles. Prior to working at First Tennessee, Bruce managed sales for Arkansas Machine Tools starting in 1980. He was primarily responsible for the purchase of tools from Western Europe and subsequent import into the US for use in the petrochemical industry.
Josh Johnson: EVP Technologies
Josh Johnson is the former chief architect of networks and development projects for Infinite Technologies. He was also the lead architect of the Onicity contact management system and algorithm for mass contact data sets. Josh has over 18 years of professional experience specializing in cross-discipline technology management, and has experience with small businesses to multi-national companies.
Lending Cycle, Inc. is a private Tennessee company headquartered in Franklin, Tennessee.
Learn more about our history.
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